The only thing you will probably get out of this site is advice, advice, and more advice. Most donors are not sitting here reading this website and those that are reading it are most likely leary about giving money directly to strangers. Additionally, there are literally THOUSANDS of people here asking for something. You are competing with so many others for assistance. Bottomline, financial assistance from a "generous" donor on here is slim to none. I won't say impossible but close to it. You are better off checking out the resources and websites that members provide and going that route. Most of us have some financial needs out here and most have NOT seen anyone trying to throw money our way so basically you are not alone. Wish you well and hope you find what you seek, if not here, elsewhere.

Sounds like a scam to me. They want you to pay $750.00 upfront to give you a loan. Not a good thing. Most legitimate loan providers incorporate their fees in the loan itself. That is they usually take it out directly from the loan. I don't think you should be sending money for a loan approval. No loan I have ever received required up front money.

Yes, people read them but the results will vary. You may find that someone gives you wonderful advice as to where to find resources to assist you or you may have to read other posts to get the information you seek.

shitalshah and others,
Some are posting TOO many times. It is not necessary to keep posting on everyone's page. Once you post a couple of times, all of us can see it on the main page. Posting over and over again will not get you results any faster. If anything it becomes annoying

Please feel free to use my quote as long as you acknowledge where you got it. Please feel free to use my screen name...I love your response. I respect the fact that you actually took me up on my challenge. Heck, just for that I will send you a $1.00 without asking anything in return. I will try to get a money order out to you within the next 7 days. Whether I believe you or not is not the issue now because I think we both know where I stand but I do like your comeback.

Cornfedfarmg,

I really don't believe that sending you a dollar indicates whether I am good person or not. I tell you what, if you send me a dollar, I will send you a dollar and then we both can be considered, by your definition, good people. I willing to do it if you are.

Again, I think there are plenty of good people out here but it is up to those individuals where they send their money.

I contribute to several organizations a year who would consider me "good". Again, for your research, you can easily go to any philanthropy website or directly to charities and find out how many donors are out there including companies that donate. That would be the best way to see how generous people are. Your approach, although it may not be, comes across as a scam for you to profit from our generosity in the name of an "experiment".

The problem is that you KNEW your husband was NOT supposed to be on the lease but you let him stay anyway. If you wanted to stay together as a family, you should have gone somewhere that allowed such a living arrangement or opted to try to pay for your own housing instead of getting subsidized housing. I am sorry but I agree with the law on this one. You, in fact, did disqualify yourself for rental assistance when you broke the rules. You can't make your own rules and do what YOU want when you are using other people's (taxpayers) money to pay for your rent regardless how much you two are in love. On another note, maybe you can go to the Salvation Army or United Way and find temporary housing while you and your husband save for a new place. Also check with local charities and churches for assistance. There may be counseling staff on hand to assist with your basic necessities and/or rent.

I have posted a few times seeking direction as to organizations/companies that work with the middle class. Those that are not poor enough to qualify for assistance (even though we put into it every paycheck) yet not rich enough to have a steady savings account.

I am looking to consolidate all of my debts into one loan and also considering a career change. Bad credit hinders me from obtaining traditional loans and cash advances are making it difficult to move forward. Does anyone know of any companies that offer bill consolidation LOANS? Also, does anyone know of any reputable corporate headhunters/employment agencies? I am NOT seeking any freebies/handouts just a point in the right direction. I am a single mother of one, professionally employed, full-time student, and homeowner if this helps.

I hate that many of us fall between the cracks like this. The government faithfully pulls SSI, taxes, etc. from our checks yet when we need help there is no one out there for us. The need to pay the balance on my tuition, buy new glasses, cash advances,and having to pay my annual utility bill reconciliation has pushed me over the edge. Any advice, is greatly appreciated.

Thank you.

Wonderful and inspiring post, as usual, soulight!

I see a lot of needs and wants but are there any success stories that individuals can share with others who may be feeling down or as if there isn't any hope in sight?

Wonderful. Best wishes.

Employment websites:

www.floridajobs.org (Florida Jobs)

www.michworks.org (Michigan Jobs)

www.mnworks.org (Minnesota Jobs)

http://www.labor.state.ny.us/ (New York Jobs)

www.monster.com

www.indeed.com

www.snagajob.com

www.careerbuilder.com

www.jobs.com

www.ajb.org (which will be ending July 2007)

www.allretailjobs.com

www.careerboard.com

Also, try your local unemployment agency. 

For factory jobs with automotive companies such as Ford, you can usually find out about openings at your state unemployment office or going directly to the plant you are interested in. If you need assistance with your resume and/or career counseling, check with your state unemployment office for resources. If anyone else knows of any good sites, please list them. Let's get those who want and/or should be working, working. Best wishes to all.

Try: http://www.labor.state.ny.us/ New York's job website.

Check www.floridajobs.org

It is always wonderful to hear a success story. I am glad you were able to find help. Mist Teri

harmandersingh Be strong and be one of those who correct the injustices that you see in society. There has to be some help out there for you since you have gotten so far along in your program. I wish I could tell you where or who to go to but I just don't know. Keep researching and hopefully you will come across something. If I see anything that might be of help, I will definitely send you a message

Don't worry about the work study, once the school creates her financial aid packet, it will be listed on her award letter if it's an option. The financial aid process can take six weeks or so. As long as you have submitted the paperwork to the school already, you should be ok before the fall semester. They may include a loan on the award letter to make up for any funds that she may be missing. Government loans are not based on credit or finances so that is another option. As a dependent, the amount she would be offered is going to be less than that of someone that is an independent. Either way, I am pretty sure she will be ok. Sounds like she has a wonderful family supporting her. One other thing if the funds do not work out, I decided to go to community college when the funding was tight. It was the best move I ever made. The classes were much more affordable than going back to the university right away. I received my A.A. and was pretty much accepted to any university I applied to. The credits transferred easily. Many students want to jump right into a Bachelor program to find themselves burned out after a couple of years and with no degree. I was able to get my A.A. and then get accepted into an bachelor accelerated program. If she can't get into her school there are other options and that she can always try again.

Your messages are TOO LONG not to mention some of them are difficult to understand. It would be best to shorten them and get directly to the point. You do not need to submit dissertations or long research papers as it will NOT strengthen your argument. Have you tried getting an academic, small business, research, or literary grant? I have read your endeavor and I don't think it is remotely comparable to the other issues that are going on these aidpages right now thus the level of importance to many is miniscule at best. When I read about children who need dental services, the hardships bestowed upon working families, and people seeking basic necessities, to send money out of my country to help someone print a book pales in comparison.

Have you determined what schools she wants to attend? If so, contact their financial aid departments to see if there are any private/institutional scholarships left for the 2007-2008 school year. The problem is that you have waited so long to pursue this. FAFSA forms and scholarship applications ideally are completed around January/February. It is not too late to complete the FAFSA form though. She may qualify for a Pell Grant and College Work Study depending your you and your spouses finances based on your 2006 tax report.

XY your post really can't be for real...can it? That was the most ludicrous advice I have seen given in a long time. Here she is telling about all of the severe disabilities going on within her household and you are actually trying make a pass at her. I didn't know whether or not to laugh or cry or both. First of all before you chastise anyone out here, you need to handle your own issues. We are here to help one another, not to bring anyone down. I do give "reality checks" but it is followed by advice and it is not meant to hurt anyone. Now on to real issues, twiztedillusion have you tried getting assistance for your children through social services? Also, you may want to contact the United Way to see if they can direct you into finding help within your household. Follow-up on your disability case. Three years is a long time.

The key to financial stability is independence, education, and learning from one's mistakes.

Remember no one is obligated to take care of you. It may sound cruel but it's a harsh reality that many seem to be forgetting. I have read where people actually get angry or upset because no one is giving them money/donations. There are many people out here with needs and not enough donations to go around so please accept the resources provided to you by our wonderful members. There are resources but YOU have to go after them.

For those who have fallen on hard times, don't be discouraged. Never give up hope no matter how bleak it may seem. Even at your lowest know that there is someone out there that cares about you. Also remember that there are others that can relate to what you are going through. Just read through all of the Aidpages. Have faith and be strong. My prayers are with all of you.

Because you were dependent on your dad's income to make your rent, you really were living beyond your financial cabilities thus any help you receive here may only be a temporary fix. What will happen the next month and the month after that? What you may have to do is downgrade to a home that is a little more affordable or seek out financial assistance with your local social service agency.

Hi Momof3girls, There are hospitals that are strictly for profit and then there are hospitals that are there to take the uninsured or underinsured. It sounds like you are dealing with a hospital that has no interest in dealing with someone who does not have insurance. Many of the profit types will send uninsured patients elsewhere even when in an ambulance if the patient does not have a life threatening situation. I don't know where you are located but you should check for your into your nearest community hospital or hospital being sponsored by state funds for those are the ones that usually offer sliding scales or indiginent care. I know where I live, many cannot even see a doctor without first paying unless you go to a community hospital.

First of all, the harsh reality is that no one is going to give you a LOAN when you both are unemployed and have no real collateral. Secondly with you being 5 months pregnant, you only have about 4 months before you would be on medical leave anyway IF you found a job that would take you as far along as you are in your condition. You may have to go to social services and seek temporary housing for yourself and/or financial assistance to get you through this difficult time. While you try to get assistance through the government, your fiancee should continue his search for a job. He may even want to go to your local employment offices for resume assistance and career consulting. It may be hard at first for both of you but not impossible to get back on your feet. Wishing you both the best and I hope you prosper and grow together positively.

Try contacting: Kentucky Cabinet for Health Services Oral Health Program (502) 564-3246 for information on low cost/free dental care for your daughter. Also check with the University of Kentucky's Dental School for children.

Hi Ashley, The link did not work because there is a space between one or two of the letters. That is done to prevent people from linking to websites that can be offensive or harmful to the computer. Copy and paste the link again and make sure all letters/symbols have NO spaces between them. Remember web address NEVER have spaces between them. To answer you second part. I am not sure if they will allow you to get a place on your own being a minor. Some places may establish you as an independent under circumstances. Talk with a social worker at the agency and he/she should be able to explain more to you. Best wishes. Mist Teri

Now that you have lost your job, you should be able to qualify for some type of assistance especially with four children. You can also look for help with the local charitable organizations in your area. There are resources that can help you search for a job and often bus passes and/or transportation services can be provided to those who are low income. $3000-5,000 grand is just a temporary fix if you don't have any income coming in. What's going to happen when that is gone? Definitely try again to get help from social service or unemployment, if you qualify.

Hi Ashley, Here is the link to the social service department in Indiana. http://www.in.gov/ fssa/ Most likely they will stress your returning to school to complete your education and will probably question you about the father to establish child support. Even with that, they most likely will offer you some type of assistance in the meantime. You should be able to get childcare, foodstamps, WIC, etc. as long as you are honest and they can establish the facts. It can be difficult and frustrating going through the system because they can give you a hard time but do everything they ask and hopefully you can get the assistance you need. Some states have a five year cap as how long you can receive government assistance so it's very important that you get all the education that you can get and become an independent young woman. When all is said and done, it's you and your new baby that you must focus on.

Oh wow, this was so good it bears being seen by all again! Soulight, you really do provide some wonderful "food for thought" and resources.

Hi, I wasn't necessarily referring to your organization but since you have brought it up please provide more information. In other words, what is the name of your company so that parties that are interested can check it out on the Better Business Bureau's website at: www.bbb.org What is your President's name? If you don't want to provide that then again please provide the name that is reported to the BBB. Wishing you much success in your future endeavors.